Once it gets over a certain level (over 15,000 quid in one bank?) When the account lies dormant for too long, the bank closes it and turns the money over to the state. Many governments provide at least limited access to digitized government databases online. Unless someone notifies the bank, it has no way of knowing someone has died. When someone dies, chances are that person has a bank account open somewhere. There are websites for both recent obituaries and historical ones. Hopefully the information is included in a will but if not, you’ll need to take additional steps. you have to get probate. Any assets which are not easy to … You can also add the date of the funeral, so banks know not to contact you on that day. If you believe the person died more recently, or at least within the past 50 years, government databases may have a record of the death. Do not move anything or throw anything out. All of our searches are GLB compliant and no bank is ever pretexted. This can be tricky, especially if your relative didn't leave an organized paper trail. Opinions expressed here are author's alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. We've provided an FAQ list below on 7 questions you should know before requesting a bank account search. All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Warnings Without a will, the monetary contents of the deceased's bank account will likely have to go into a probate estate account issued by the state. When you do find the deceased's bank account, be sure to have a copy of the death certificate in hand before visiting, along with any available paperwork clarifying you as an executor. Check online government databases. This Guide provides everything you need to know when attempting to find bank accounts and hidden assets. A report covering the death is the first place you should look to see if someone has passed away. Each bank has slightly different conditions for how many hoops you have to jump through, and it also depends on how much is kept in the bank accounts, ie how much the estate is worth. You'll need to provide your full name, address, date of birth, relationship to the person who has died and a contact number that can be passed on to the banks. Fortunately, there are some online resources to help you find the missing money so you can transfer it to the rightful heir. Following the death of a relative, you will often have the job of tracking down bank accounts and other assets the person left behind. You can see if the deceased had other bank accounts by searching state datasbases and running a search with their name. Sometimes, where a person who has died was quite secretive or had a poor memory the person with the job of dealing with their assets (known as the Executor or Administrator) may find it difficult to locate all of their assets. How do banks find out someone has died? You are looking for the account number and branch of their primary bank accounts. Read through online obituaries. First you should visit the bank and see if you can get access. If so, you enter the reference number to confirm the death is registered. How to Find Out If Someone Has Died . Do an online search for "death index" or "death records" with the name of the country the person was from. Look thoroughly and with respect through the personal papers and bank records of the deceased person. If that doesn’t work, you’ll likely need to wait. Likely need to know when attempting to find bank accounts if not, you enter the reference number confirm. 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